Responsible for providing quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Obtains necessary information to process and complete mortgage loan files. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $58,000.00 to $70,000.00.
+ Receives and review loans submissions, monitors incoming documents, and verifies data collected by Brokers.
+ Organizes and inputs loan information received into the company's Loan Origination System.
+ Maintains open files, orders appraisals, sends verifications, and acquires documentation related to Borrower and property.
+ Ensures the quality and compliance of work with Company policies, procedures, and investor guidelines.
+ Communicates with external parties as required to resolve outstanding issues.
+ Reviews and evaluates credit information on mortgage loan documents to determine acceptability for loan programs.
+ Submits completed file to Underwriting Department for approval.
+ Proactively monitors pipeline to ensure timely funding of loans.
+ Maintains highly confidential information in accordance with Company's privacy policy.
+ Must demonstrate thorough knowledge of all aspects of mortgage loan processing function and underwriting guidelines.
+ Excellent computer skills and working knowledge of Microsoft Office products.
+ Strong skill in the use of office machines such as computer, copiers, fax machines.
+ Strong customer service skills.
+ Requires extremely high level of organizational skills and ability to work on several tasks simultaneously.
+ Ability to maintain constant contact with borrower and internal office staff.
+ Ability to communicate effectively both verbally and in writing.
+ Ability to handle detailed assignments.
+ Ability to organize and prioritize workload and meet deadlines.
+ Requires a High School diploma or equivalent work experience.
+ Three or more years Loan Processing work experience required.
Encompass/Empower experience preferred. Desktop Underwriting ("DU"), Loan Prospector ("LP") and/or other Automated Underwriting Engines ("AUS") experience preferred.
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team.
+ Comprehensive healthcare plans for you and your family.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington grow.
+ Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.